Het ruziënde echtpaar Caroline en Lloyd zijn op kerstavond op weg naar huis na hun relatietherapie. De voortvluchtige inbreker Gus kidnapt hen en houdt zich schuil in hun villa. Gus wordt gek van de ruzies tussen het echtpaar en begint met zijn wapen te zwaaien. Hierdoor beginnen Caroline en Lloyd eindelijk naar elkaar te luisteren. Maar als de gevreesde moeder van Lloyd komt eten, doet Gus net of hij hun relatietherapeut is. Daarmee worden de problemen niet bepaald opgelost.
Nee, helaas is The Ref nog niet beschikbaar op Netflix in Nederland.
| Sound | Dave Stewart | Original Music Composer |
| Directing | Ted Demme | Director |
| Writing | Richard LaGravenese | Screenplay |
| Camera | Adam Kimmel | Director of Photography |
| Editing | Jeffrey Wolf | Editor |
| Camera | Michael Ringston | Assistant Camera |
| Directing | Blanche McDermaid | Script Supervisor |
| Production | Deborah Zwicker | Production Coordinator |
| Directing | Ron Oxley | Second Assistant Director |
| Costume & Make-Up | Kim W. Chow | Wardrobe Master |
| Sound | Todd Kasow | Music Editor |
| Sound | Stuart Levy | Supervising Sound Editor |
| Sound | Peter Waggoner | Sound Re-Recording Mixer |
| Sound | John Purcell | Dialogue Editor |
| Costume & Make-Up | Patti Unger | Wardrobe Supervisor |
| Crew | Tim Murton | Scenic Artist |
| Directing | Ann-Marie Ferney-Tellez | Third Assistant Director |
| Editing | John Gilroy | Associate Editor |
| Production | Howard Feuer | Casting |
| Production | Don Simpson | Executive Producer |
| Art | Dennis Davenport | Art Direction |
| Writing | Marie Weiss | Story |
| Writing | Marie Weiss | Screenplay |
| Production | Jerry Bruckheimer | Executive Producer |
| Production | Ron Bozman | Producer |
| Art | Dan Davis | Production Design |
| Production | Jeffrey Weiss | Producer |
| Sound | Stephen McLaughlin | Music Producer |
| Sound | Matthias Gohl | Music Arranger |
| Production | Richard LaGravenese | Producer |
| Costume & Make-Up | Judianna Makovsky | Costume Design |
| Crew | Branko Racki | Stunt Coordinator |
| Art | Jaro Dick | Set Decoration |
| Sound | Bruce Carwardine | Sound Mixer |
| Crew | John Stoneham Jr. | Stunts |
| Crew | Matt Birman | Stunts |
| Production | Marilyn Stonehouse | Unit Production Manager |
| Directing | William Spahic | First Assistant Director |
| Sound | Amanda Scheer-Demme | Music Consultant |
| Costume & Make-Up | Irene Kent | Makeup Artist |
| Crew | Risa Litwin | Stunts |
| Crew | Helen Scott | Stunts |
| Crew | Larry A. McLean | Stunts |
| Directing | Andrew Shea | First Assistant Director |
| Crew | Mark Brunzell | Stunts |
| Crew | Rick Forsayeth | Stunts |
